Archive for July, 2010

Home Study Furniture – making the most out of your space



Whether you’re running a business at home, or just simply fancy having an organized study environment in your house, getting fitted home furniture is essential especially for houses with small rooms and no storage. Home study furniture can help you can maximise every single corner of your house and fully utilise the little space you possess for whatever purpose you want.

For those who run their office from the comforts of their home, home study furniture is a practical option since it does not eat up a lot of space and is multifunctional at the same time. It can have multiple storage drawers and a cabinet to put all your books, papers, fax machines and other school or office things and also provides sufficient working desk area for you to properly function. Fitted home office furniture also comes in skillfully crafted designs that can sure complement the structure of your house.

Aside from making the most out your space, fitted furniture can also add aesthetic value and if properly installed, can make an illusion of having a bigger room. It also maintains the cleanliness of the room and helps you be organized since you can neatly keep all your things in the various compartments of your fitted furniture. And if you want, you can even customise your fitted home office furniture depending on your needs and the mood you want set in your workplace.

Whether you want a fitted study with simple modern lines or a more intricate embellishment and traditional look, there’s something available that suits your taste and needs.

The Advantages of Renting an Apartment Vs. Owning a Home



You’ve probably heard this before: if you’re making a monthly rent payment, as opposed to a monthly mortgage payment, you’re essentially throwing your money away. Well, as common as the saying is, it’s not necessarily true – in many situations, it’s actually much more advantageous to rent an apartment rather than own a home. Here’s why:

It’s Easy

Compared to owning a home, living in an apartment rental is incredibly easy. Why do the work yourself when you can enjoy the following benefits:

·        Dedicated property and maintenance staff to call if anything goes wrong

·        No back-breaking snow shoveling, lawn maintenance or pool/sauna care

·        One single monthly rent cheque usually pays for everything (instead of several separate bills and fees when you own a house or a condo)

You Get More for Your Money

Believe it or not, you can usually rent an apartment or house for much less than the cost of buying it – especially if you live in a larger city. And if you want to be right downtown, renting is almost always more affordable than owning a condo (and you get a lot more living space, as well, as downtown apartments are usually much larger than downtown condos).

As well, apartment renters don’t have to come up with the thousands of dollars in down payments, closing costs and fees for things such as building inspections, legal counsel, land transfer taxes and insurance.

And this doesn’t even factor in the cost of borrowing – in the first five years of ownership, most mortgage payments are applied only to the interest, not the capital. This is money that you won’t get back when you sell your home (and you’ll still have all the hassles and extra costs of putting your house on the market).

That Tax Break is Not Guaranteed

Getting a big tax break is supposed to be one of the greatest advantages of owning a home – but you can’t always rely on getting this break. If your annual mortgage interest payment, plus any other deductions you are entitled to, isn’t greater than your standard tax deductions, you will not receive any tax benefit from owning a house.

If you rent an apartment, however, you’ll always receive some form of tax relief, as a large portion of your rent is tax deductible every year.

Maximum Flexibility

Renting provides an enormous amount of flexibility. You can pack up and leave immediately at the end of your lease (which can be monthly or yearly, whatever best suits your lifestyle) – there’s no waiting to sell and no agonizing about the housing market before you move. For many people, the freedom to live where you want and when you want is a huge benefit that simply cannot be overlooked.

Minimum Risk

For homeowners, the stakes are enormously high should their finances crumble. When they can’t pay the mortgage, the lender has great leverage – the house and all the equity invested in it could be in jeopardy. That’s not to say there aren’t consequences if a tenant can’t pay the rent – but the financial devastation that comes with losing your home is far greater than being evicted from your apartment.

In addition, there are several social service programs that are run by all levels of government to help people in need pay their rent so they won’t be evicted. Are the banks as lenient or supportive when it comes time to pay the mortgage?

Ultimately, making the decision to either rent an apartment or buy a home involves much more than simply comparing rental rates, mortgage payments, lease lengths and tax breaks. It’s a combination of all of the personal circumstances happening in your life – both now and several years down the road.

Furniture Spotlight: Stressless Recliners (chairs & Ottomans)



One of the most interesting lines of furniture available today has it’s roots established back in the 1930′s before mass production and assembly lines and before furniture was being made in such a scale as it is today. Stressless as it is referred to was born out of several popular lines of furniture introduced by Jens Ekornes a successful manufacturer of the Svane mattress and Ekornes leather furniture lines made in Norway. Stressless itself created it’s own history in 1971 and is sold throughout the world today. In this article we’re going to examine the history and relationship with it’s parent company Ekornes and the things that make Stressless different and unique from other types of furniture.

Ekornes was founded back in 1934 by Jens Ekornes a Norwegian man who started the company with nothing more than a few German pieces of machinery and about 3 employees in Sunnmøre, Norway. What started out as a business that made steel spring components for furniture manufacturers evolved through modern technology and a desire to make a better product into creating their own mattresses and furniture. Several product lines have been introduced over the years. The first product line consisted of mattresses referred to as Svane. Svane mattresses were created out of the desire to build a better mattress and Jens Ekornes and his company invested much time and travel into finding the right machinery and techniques to building high quality spring mattresses after having built steel spring components for furniture manufacturers they had the necessary skills and knowledge to take that to the next step and did in the success that soon followed in the design of the Svane mattress.

Another product line that followed after the success of Svane was referred to as Ekornes. This line was born from the infrastructure already in place that was producing wood furniture components and plastics/foams for other furniture manufacturers. The Ekornes line of stationary club furniture as it was introduced back in the 60′s filled a need for smaller, scaled down furniture that fit well into most European homes. This leather furniture’s initial introduction was a national flyer campaign used to introduce this product line to every home in Norway. The Svane & Ekornes lines did well and in 1971 a new line was introduced called Stressless. Stressless recliners were patented by Ekorne who introduced many new features never before used in the design of a recliner and it was this product that eventually put Ekornes & Stressless on the map globally for the accomplishments in this revolutionary new design for a recliner now sold in over 30 countries worldwide.

In the early 70′s Stressless recliners introduced a unique glide system that allowed the chair to move with you. The patented system featured two rollers on each side of the recliner that moved along steel poles built into the underside of the recliner adjusting to you as you move in the chair. Ekornes continued to improve upon Stressless recliners by introducing a new feature called the Plus System. It was engineered into two places the head and lumbar regions of the chair. As you reclined back the head of the chair would move forward to keep you in eye level with whatever you were doing be it watching TV or reading a book. In the lower portion of the chair in the backrest a special lumbar support was designed into the chair that would extend out to support your lower back when in an upright position and would relax back into the chair as you reclined back. These two features of the Plus System worked together and formed the correct support for both your head and lumbar area in all positions. Today’s Stressless recliners feature these same options as well as 360 degree swivel bases on the chairs and ottoman now have adjustable comfort by allowing the individual to set it stationary or allow it to move with you with its built in glide function. Stressless® products carry a 10 year warranty on all working mechanisms.

From 2001 and beyond Ekornes began developing matching leather furniture in the way of Stressless sofas, loveseats and chairs to coordinate with their popular Stressless recliners and ottomans. The look of these pieces took the same design elements used in Stressless recliners and introduced them into the matching furniture keeping the look and design consistent and as comfortable as the Stressless chairs & ottomans they were based on. Today every recliner in the line has matching pieces that can be used with them as well as low back and high back matching furniture which provides different looks and designs depending on you’re the needs of your room or living space. Ekornes continues to move forward with new innovations in the Stressless line of furniture and it will be interesting to see what new products and features will be available in 2008 and years ahead.

In this article we’ve taken a brief look at the history of the Ekornes company founded by Jens Ekornes back in 1934 and the different lines of furniture they have introduced which include the Svane, Ekornes and Stressless lines of furniture. We examined the introduction of their most successful line of furniture Stressless recliners and the unique designs and features that made this chair successful on a global scale. Finally we looked at Stressless today and the additions of matching furniture and what these have helped provide in terms of coordinating pieces for the popular line of Stressless® furniture. If you haven’t had the opportunity to sit and relax in a Stressless product I would encourage you to find a local retailer or dealer and take the comfort test™ to feel the true comfort of a Stressless product.